Renting an apartment in Lagos or Abuja, Nigeria’s two most vibrant cities, requires careful planning and understanding of the local rental markets. This guide covers everything you need to know to secure a suitable apartment smoothly and avoid common pitfalls.

1. Understand the Rental Market

• Lagos is Nigeria’s commercial hub with a dynamic rental market featuring a wide range of options from affordable units to luxury apartments in areas like Lekki, Ikoyi, and Victoria Island.
• Abuja, the capital city, offers a more planned environment with distinct districts such as Maitama, Asokoro, and Wuse known for upscale housing, while areas like Lokogoma and Gwarinpa provide more affordable options.

2. Set a Realistic Budget

• Rental prices vary widely. In Abuja, a one-bedroom apartment can range from ₦700,000 to over ₦5 million annually depending on the area, while Lagos tends to be slightly cheaper but varies by neighborhood.
• Expect to pay 1-2 years’ rent upfront in Abuja, though some landlords accept quarterly or bi-annual payments. Also, budget for agency fees (5-10% of annual rent), legal fees, and caution deposits.

3. Choose the Right Location Based on Your Needs

• Lagos: Popular residential areas include Lekki, Ikeja, Surulere, and Victoria Island. Consider proximity to work, schools, and amenities.
• Abuja: For young professionals and first-time renters, Lokogoma, Gwarinpa, and parts of Wuse Zones 6 and 7 offer affordability and accessibility.

4. Know What Amenities to Expect

For a comfortable stay, especially in Lagos, look for apartments with:

Reliable 24/7 power supply (combination of public grid, generators, and inverters)

High-speed internet (Wi-Fi)

Air conditioning in bedrooms and living areas

Security features: gated estates, 24/7 security personnel, CCTV in common areas

Clean water supply, sometimes treated water

Fully equipped kitchen (fridge, cooker, microwave, utensils)

Comfortable furnishings and housekeeping services (especially in serviced apartments)

Entertainment options like Smart TV with DSTV or streaming services

Washing machine and ample parking space

5. Avoid Rental Scams

Never pay rent or deposits before physically inspecting the property.

Use reputable agents or verified property platforms.

Be wary of deals that seem too good to be true.

Always get official receipts for payments.

Avoid paying inspection fees unless dealing with a well-known agency.

6. Legal and Documentation Tips

Request a proper tenancy agreement detailing rent amount, payment terms, duration, and responsibilities.

Ensure the agreement is signed and witnessed.

Verify landlord’s ownership or authorization to rent the property.

Understand your rights and obligations under Nigerian tenancy laws.

7. Use Technology and Property Apps

Leverage property listing websites and apps for tenant screening, viewing options, and rent payment.

Platforms like NeartifyPro  and Nigeria Property Centre offer detailed listings with photos and verified amenities.

8. Final Inspection and Move-in

Conduct a thorough inspection to check for damages or missing amenities before moving in.

Document the apartment’s condition with photos or videos.

Clarify maintenance responsibilities with the landlord or agent.

Summary

• Renting an apartment in Lagos or Abuja involves:
• Understanding the local rental market and setting a realistic budget.
• Choosing a location that fits your lifestyle and affordability.
• Prioritizing essential amenities like power, security, and internet.
• Avoiding scams by verifying properties and paying securely.
• Using legal agreements to protect your tenancy rights.
• Following these steps will help you find a comfortable, secure, and well-priced apartment in Nigeria’s two most sought-after cities